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10 Years of the SRM - A proven framework for bank resolution

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The Single Resolution Mechanism (SRM), the EU’s framework for managing failing banks, marks its 10th anniversary in 2025. To illustrate what has been achieved, the SRB has released a new infographic showing how the SRM has become a trusted and effective part of the Banking Union.

Since 2015, the SRM has:

  • Ensured bank failures can be managed smoothly, without triggering wider disruption.
  • Protected taxpayers, with shareholders and creditors bearing losses instead of state bailouts.
  • Established the Single Resolution Fund, financed by the banking industry and now at €80 billion.
  • Strengthened financial stability and confidence in the banking system.

Together with national resolution authorities (NRAs), the SRM has shown that Europe can deal with bank failures effectively and consistently, strengthening resilience and stability for all.

Explore the infographic here, available in all EU languages

Contact our communications team

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Head of Communications & Spokesperson
Name
Susan Carroll
Email
Susan.Carroll [a] srb.europa.eu
Phone:
+ 32 2 490 3439
Mobile:
+32 470 96 48 01
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Speechwriter & Communications Expert
Name
Seán De Búrca
Email
Sean.de-Burca [a] srb.europa.eu
Phone:
+32 2 490 3710
Mobile:
+32 477 02 87 10
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Senior Communications Expert
Name
Camille De Rede
Email
Camille.de-Rede [a] srb.europa.eu
Phone:
+32 2 490 3530
Mobile:
+32 477 028 530

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