Resolvability self-assessment

The Operational guidance for banks on resolvability self-assessment provides banks under the SRB’s direct remit with a structured approach to evaluate and document the extent to which they meet the resolvability capabilities outlined in the Expectations for Banks (EfB). Published in 2020, the EfB act as the reference document for resolvability, outlining the capabilities necessary for the effective execution of a resolution action.

The self-assessment is a key document supporting the SRB's resolution planning. It serves as the starting point for the resolvability assessment performed by the internal resolution teams (IRT) and it guides the calibration of the multi-annual testing programme.

The Operational guidance introduces a standardised self-assessment report designed to help banks in documenting their resolvability self-assessment in a harmonised manner, promoting a level playing field and ensuring comparability across the sector. With the release of a standardised self-assessment report, the SRB aims to increase banks’ direct involvement in the resolution planning process.

This report is structured around the seven resolvability dimensions set out in the EfB, covering all elements of crisis readiness. The capabilities outlined in the self-assessment report align with the criteria used by the IRT during the resolvability assessment (known as the Heatmap), thereby enhancing transparency.

The SRB conducted a public consultation on the Operational guidance for banks on resolvability self-assessment between 3 December 2024 and 7 February 2025. In response to the key feedback received during this consultation process, the SRB has published a feedback statement alongside the final guidance. With this, the SRB aims to ensure a high level of transparency in the development of policies and guidance, ensuring stakeholders are informed and engaged throughout the process.