SRB statement: Crisis Management and Deposit Insurance publication in the Official Journal of the EU

The SRB welcomes today’s publication of the Crisis Management and Deposit Insurance (CMDI) reform in the Official Journal (OJ) of the European Union. This marks a key milestone in strengthening the EU’s crisis management framework and reinforcing financial stability. 

The reform enhances the existing toolkit by providing more options for addressing smaller and mid-sized banks in crisis, while also refining important technical elements of the framework based on lessons learned over the first decade of the Single Resolution Mechanism. The SRB is working to implement the new rules once they become applicable. 

The publication of the CMDI reform in the OJ is a step forward in unlocking the pending reforms for the completion of the Banking Union, which is essential to strengthen Europe’s resilience and competitiveness.

Read the legal texts 

• BRRD: Directive (EU) 2026/806 of the European Parliament and of the Council of 30 March 2026 amending Directive 2014/59/EU as regards early intervention measures, conditions for resolution and funding of resolution action and Directive 2014/24/EU as regards valuation services in resolution
• SRMR: Regulation (EU) 2026/808 of the European Parliament and of the Council of 30 March 2026 amending Regulation (EU) No 806/2014 as regards early intervention measures, conditions for resolution and funding of resolution action
• DGSD: Directive (EU) 2026/804 of the European Parliament and of the Council of 30 March 2026 amending Directive 2014/49/EU as regards the scope of deposit protection, the use of deposit guarantee schemes funds, cross-border cooperation, and transparency