SRB focuses its resolvability assessment on operational readiness and testing

• The Single Resolution Board (SRB) publishes its fourth assessment of banks’ resolvability across the Banking Union.

• Banks have made progress across all resolvability dimensions, but further work remains in certain areas.

• The SRB is transitioning towards a testing-focused approach to assess banks’ operational readiness and crisis preparedness.

The Single Resolution Board has today published the results of its annual resolvability assessment, covering the year 2025. The report takes stock of banks’ progress on resolution capabilities.  It also marks an important milestone in the transition towards a steady state focused on the operationalisation, testing and continuous improvement of resolvability capabilities.

The assessment shows continued progress across all seven resolvability dimensions between 2023 and 2025. “While banks are close to meeting expectations, further work is needed in some areas where guidance has recently been enhanced, like valuation or separability and transferability” said SRB Chair, Dominique Laboureix.

Looking ahead, the SRB will focus on the operational readiness of banks’ resolvability capabilities. The introduction of a comprehensive testing framework, including multi-annual testing programmes for 2026–2028, marks a significant step in this direction. 

Resolvability of Banking Union banks 2025

PDF | 3.64 MB | Publishing date: 29/07/2026

In this fourth edition of the Resolvability Assessment Report, the Single Resolution Board (SRB) takes stock of the progress made by banks in building up their resolvability capabilities until December 2025, in line with the SRB Expectations for Banks (EfB) and ensuing guidance. Following the end of the EfB implementation phase and the transition towards a steady state, the focus in 2025 shifted to the full operationalisation and testing of resolvability capabilities.