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SRB clarifies guidance on Banks’ Communication

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The Single Resolution Board (SRB) publishes today its Operational Guidance on Banks’ Communication in Resolution, together with a Communication Testing Supplement to its Operational Guidance for Resolvability Testing for Banks. The guidance is fully aligned with the European Banking Authority’s (EBA) Guidance on Resolvability and supports the consistent and proportionate implementation of existing resolvability expectations across the Banking Union. 

It does not set new requirements for banks. Rather, it provides additional operational clarity on the Communication dimension of the SRB’s Expectations for Banks (EfB) and on the testing of communication capabilities as part of banks’ resolution preparedness.

  • The guidance reflects lessons learned and strengthens communication preparedness 

  • It enhances operational clarity by aligning guidance and testing arrangements with the European Banking Authority framework

  • Both documents are published following public consultation which took place between 17 October and 12 December 2025 and careful consideration of the feedback received.

“Banks remain responsible for communication with their own stakeholders in crisis. This guidance will help banks to meet SRB expectations and ensure effective crisis communication, said SRB Chair Dominique Laboureix.

Banks will have until April 2028 to take these operational considerations into account and reflect them, where needed, in their communication plans.

Documents

PDF | 574.82 KB | Publishing date:
Pursuant to Article 8(9)(n) SRMR, a communication plan needs to be prepared already in the context of resolution planning. In this regard, the Single Resolution Board (SRB) sets out, in its Expectations for Banks (EfB), the capabilities that it expects banks to develop to ensure resolvability. Communication is one of the seven resolvability dimensions in which capabilities are categorised (EfB dimension 6). Communication is also a key resolvability area of the EBA Guidelines on improving resolvability for institutions and resolution authorities.

 

PDF | 414.54 KB | Publishing date:
The SRB consulted the banking industry and relevant stakeholders on its Operational Guidance on Resolvability Testing for Banks between 17 March and 5 May 20251. With reference to the EBA Guidelines on improving resolvability2, the guidance aim is to promote a harmonised approach for implementing the multi-annual testing programme, define testing areas and sub-areas and testing methods, and set expectations for banks on testing governance, design, preparation and reporting.
The version of the guidance published for consultation did not contain a specific section on communication, which is the focus of this particular guidance document.

 

PDF | 433.22 KB | Publishing date:
The SRM Vision 2028 calls for an increased focus on banks’ operational readiness to implement resolution strategies. An essential element of such readiness is the ability to communicate in a timely, accurate and consistent manner when a bank is failing or likely to fail, thereby supporting the effective implementation of resolution actions.

Contact our communications team

Anissa Benkirane
Communication Expert
Name
Anissa Benkirane
Email
Anissa.BENKIRANE [a] srb.europa.eu
Phone:
+3224903512
Mobile:
+32471330002

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